Virginia Life, Accident, & Sickness Insurance Guaranty Association 8001 Franklin Farms Drive / Suite 235 / Richmond, VA 23229 Home About Us FAQs Receiverships Additional Info Links Terms of Use Contact Us Frequently Asked Questions      What contracts are covered? Generally, direct individual or direct group life and health insurance policies as well as annuity contracts issued by the guaranty association's member insurers are covered by the association. Such coverage is limited by a number of exceptions that are set forth in the Virginia Life, Accident and Sickness Insurance Guaranty Association Act (see the Additional Info section). Types of property and casualty insurance--such as automobile, homeowners, professional liability, medical malpractice, workers' compensation, etc.--may be protected by the Virginia Property & Casualty Insurance Guaranty Association. That guaranty association can be reached at: Guaranty Fund Management Services One Bowdoin Square Boston, MA 02114-2916 800.852.2003 www.GFMS.org   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]