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Virginia Life, Accident, & Sickness Insurance Guaranty Association

Helping Virginia's policyholders
when they need it the most.


Welcome to the Virginia Life, Accident & Sickness Insurance Guaranty Association ("guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency.



Historically, the Association bills a class A assessment in March or April each year. However, there will be no class A assessment in 2020.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.